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Frequently Asked Questions

As the market share leader in alternative small business finance, CAN Capital is in the business of providing small companies like yours with access to $2,500 up to $150,000 in working capital. Our dedicated funding specialists are available and waiting for your call! Find out how much your business could qualify for and have the funds sent within days.

We work with an array of businesses nationwide—from dental offices and climbing gyms to restaurants and coffee shops, nail salons, automotive repair shops, plus hundreds more! Our customers range in size from at least $100,000 in revenue to multiple-location businesses with millions in revenue.

With CAN Capital, you have the freedom to use the funds in your business—for taxes, payroll, inventory, marketing and advertising, business expansion and so much more—almost any business need! You’re the boss, so you make the call.

The pre-qualification application takes just minutes, and once a complete application is submitted and approved, funds can be sent within days.

We offer access to customized funding options from $2,500 to $150,000± per location.   When you apply online or by phone, we can tell you in 10 minutes or less how much your business could qualify for, and there’s no obligation.



±This is an invitation to apply (applicants must meet certain eligibility requirements) and not an offer or commitment to provide access to capital. Restrictions apply.

Once your business is approved, the funds will be sent to your business account within days.

It may not matter. At CAN Capital, the criteria for funding eligibility includes the performance of your business. We're all about building long-term relationships with business owners - like you - who have the know-how to grow their businesses, but need the funds to make it happen.

We do not have a program to work with new or Startup businesses at this time, we also do not offer access to personal loans. To access a business loan or Merchant Cash Advance through CAN Capital, you will need to have been in business for at least 2 months and have stable monthly revenue.

Yes, we collect a one-time origination fee at time of loan funding.  This small fee helps recover costs associated with processing, underwriting and servicing for your new loan contract.

For Term Loan and TrakLoan, the origination fee is 2% of the principal/funded amount and is automatically deducted from your business bank account the day after funding.

For Installment Loan, the origination fee is 2.99% of the principal amount and the fee amount is deducted from your loan proceeds at the time of funding.

While it’s true that you may find lower pricing at your bank, if you’re like most small businesses, you may not qualify. That said, pricing of the products we market is competitive with other alternative finance companies, and our process is fast—funds can be sent within days.

In reference to the Installment Loan, we consider business owners with a FICO® credit score** of at least 680 to have good credit.

**The FICO® credit score is based on data from Experian, Equifax and/or TransUnion and may be different from other credit scores. FICO is a registered trademark of the Fair Isaac Corporation.

Term Loans and TrakLoans offered through CAN Capital range from $2,500 - $150,000 per location±. Term Loan offers terms that range from 3 months to 36 months. With TrakLoan, terms^^ and payment amounts adjust with your payment card sales.  Installment Loan amounts range from $50K - $100K with 2, 3 or 4 year terms.

±This is an invitation to apply (applicants must meet certain eligibility requirements) and not an offer or commitment to provide access to capital. Restrictions apply.

^^The estimated term of a TrakLoan is the period of time estimated, at underwriting, that it will take to collect the total Repayment Amount of the loan. TrakLoan term can only be an estimate because the dollar amount paid on the loan on any given day fluctuates with the business' fluctuating card sales volumes, and TrakLoan has no set term, maturity date or fixed or minimum payment amounts.

When you apply online or by phone, we can tell you in 10 minutes or less how much your business could qualify for, and there’s no obligation.  Call us today at 877-550-4731.

Term Loans and TrakLoans are funded by WebBank, member FDIC. ©2016 CAN Capital. All rights reserved.

CAN Capital, Inc. makes Installment Loans available through its subsidiary, CAN Capital Asset Servicing, Inc. ©2016 CAN Capital. All rights reserved.† We have $650 million in financing available through a syndicate of leading banks to help small businesses succeed.

The CAN Capital Installment Loan is not available in the following states: CT, DE, MI, MN, MT, ND, NV, NJ, NY, RI, SD, TN and VT. California: loans made or arranged pursuant to a California Finance Lenders Law license by CAN Capital Asset Servicing, Inc.

Yes, we require a guarantee from the owner of the business.

To qualify for Term Loan or TrakLoan funding available through CAN Capital, your business must meet the following requirements:

  1. At least 2 months in business
  2. > $150,000 gross revenue
  3. < $175,000 in outstanding tax liens/ judgments
  4. No personal or business bankruptcy that has not been discharged for at least 1 year

For an Installment Loan, your business must meet the following requirements:

  1. Owners with good personal credit
  2. At least 7 years in business
  3. $350,000 in annual sales
  4. Located in qualified state

The CAN Capital Installment Loan is not available in the following states: CT, DE, MI, MN, MT, ND, NV, NJ, NY, RI, SD, TN and VT. California: loans made or arranged pursuant to a California Finance Lenders Law license by CAN Capital Asset Servicing, Inc.

It’s fast and easy – no red tape or lengthy wait time. Our experts will get you off the phone and back to running your business in no time.

For Term Loan, payments are automatically made each weekday when the predetermined amount is debited from the business account.

With TrakLoan, the payment amount is calculated daily based on payment card sales – more is paid when a business has busy days, less with slower days. Businesses pay back the loan with a percentage of their daily credit card sales, known as split funding.   CAN Capital has relationships with select payment card processing companies. If the business’ payment card processor is not a current processing partner, a variable, recurring ACH payment will be set up to correlate with payment card sales volumes.

Installment Loan offers a simple monthly payment schedule.  Payment is debited from the business account.

With MCA, there is no repayment because this product is not a loan; instead an MCA is the sale of a portion of a merchant’s future payment card sales.

When your business becomes eligible for renewal review, we will contact you. A renewal specialist is available and will review your options to help you find the best solution available at the time.

For more detail about the renewal process, contact us at 888-700-8181.

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