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Merchant cash refers to the money (or capital) that is controlled, borrowed, or earned by a small business owner. The terms merchant cash and merchant capital are commonly used, however, when a business owner is looking for funding.
Merchant cash can be obtained in a variety of ways, from the traditional (such as bank loans) to the alternative (such as angel investors). No matter how the merchant cash is accessed, it’s most often used to invest back into the business.
If your own small business is seeking merchant cash, it’s advisable to explore all of your options. For instance, you could seek a bank loan, an equipment lease, a Merchant Cash Advance, or a line of credit for exactly the same purposes. They will all have different terms and conditions, but by understanding your options, you can make a better, more balanced decision.